Quick Approval
Personal Loan
Quick, transparent, and hassle-free loan solutions for individuals and businesses. Get approved within 24 hours with competitive interest rates starting from 10.5%.
10.5%
Starting Rate
25 L
Max Amount
24 hrs
Quick Disbursal
Key Features & Benefits
Collateral-free funding up to Rs 25 Lakhs, disbursed in 24-48 hours at rates from 10.5% p.a.
Popular Use Cases
What our customers use personal loans for — from weddings and medical bills to clearing costlier debt.
Wedding Expenses
Fund your dream wedding without worrying about finances.
Medical Emergency
Get quick funds for unexpected medical treatments.
Home Renovation
Transform your living space with renovation funds.
Travel & Vacation
Explore the world without financial constraints.
Education
Invest in skill development and professional courses.
Debt Consolidation
Combine multiple debts into a single manageable loan.
Eligibility Criteria
Check the age, income, credit score and work-experience requirements before you apply.
Age
21 to 60 years
Employment
Salaried or Self-Employed
Min. Income (Salaried)
₹20,000 per month
Min. Income (Self-Employed)
₹3 Lakhs per annum
Credit Score
650 and above
Work Experience
Min. 1 year (current job: 6 months)
Required Documents
Keep these ready and your application moves faster — all of it can be submitted online.
Aadhaar Card / Voter ID / Passport
PAN Card
Last 3 months salary slips
Bank statements for last 6 months
Address proof (Utility bill / Rent agreement)
Passport-size photographs
Personal Loan FAQs
Answers on how rates are set, prepayment and how soon funds reach your account.
A personal loan is an unsecured loan that can be used for any personal financial need. Unlike a home loan or car loan, it does not require any collateral. You can use it for medical emergencies, wedding expenses, travel, home renovation, or debt consolidation.
The interest rate depends on your credit score, income, employment type, existing loans, and the loan amount. A higher credit score and stable income usually result in lower interest rates.
Yes, most lenders allow prepayment after a lock-in period of 6-12 months. Prepayment charges, if applicable, range from 2-5% of the outstanding principal amount.
Once approved and documents verified, the loan amount is typically disbursed within 24-48 hours directly to your bank account.
Need Funds for a Medical Emergency, Wedding, or Unexpected Expense?
Talk to our loan specialists to understand your options and find the right fit for your needs.