Invest in your future
Education Loan
Quick, transparent, hassle-free education loans for students pursuing studies in India or abroad. Get approved within 24 hours, with loans up to ₹30 Lakhs, no collateral up to ₹7.5 Lakhs, and rates starting from 9% p.a.
9%
Starting Rate
30 L
Max Amount
Course
+ 1 Yr Moratorium
Key Features & Benefits
Up to Rs 30 Lakhs for studies in India or abroad, with a moratorium through your course and Section 80E benefits.
Popular Use Cases
The courses and costs this loan covers, from premier Indian institutes to degrees overseas.
Study in India
IITs, IIMs, AIIMS, NITs, and premier institutions.
Study Abroad
USA, UK, Canada, Australia, Germany, and more.
Professional Courses
MBA, Engineering, Medical, Law, and CA.
Diploma & Certification
Skill-based diploma and certification programs.
PhD & Research
Doctoral programs and research fellowships.
Living Expenses
Accommodation, food, and daily living costs abroad.
Eligibility Criteria
Student age, admission status, academic record and co-applicant requirements.
Age
18 to 35 years
Nationality
Indian citizen
Admission
Confirmed admission in recognized institution
Co-applicant
Required (Parent/Guardian)
Academic Record
Consistent academic performance
Course
Full-time recognized course
Required Documents
Admission, academic and co-applicant papers to submit with your application.
Admission letter from institution
Fee structure from institution
Mark sheets of previous qualifications
PAN Card and Aadhaar of student and co-applicant
Income proof of co-applicant
Scholarship letters (if any)
Bank statements of co-applicant (6 months)
Passport and Visa (for abroad studies)
Education Loan FAQs
Answers on covered expenses, the moratorium period, collateral limits and tax benefits.
Tuition, hostel, exam fees, library/lab charges, travel, books, equipment, caution deposit. Some lenders also cover living expenses and insurance.
No EMI required during course duration plus 6-12 months after completion or 6 months after getting a job.
Not up to ₹7.5 Lakhs. Above that, property or FD may be needed.
Section 80E: no upper limit on interest deduction. Available for up to 8 years from start of repayment.
Planning Higher Studies in India or Abroad?
Connect with our education finance advisors to explore funding options for tuition, living costs, and more.