Fuel your business growth
Business Loan
Whether you need working capital, want to expand operations, purchase equipment, or manage cash flow – our business loans provide the financial support your enterprise needs to thrive and scale.
12%
Starting Rate
1 Cr
Up To
5 Yrs
Max Tenure
Key Features & Benefits
Working capital and term funding up to Rs 1 Cr, approved in 24-72 hours, with dedicated MSME schemes.
Popular Use Cases
How growing enterprises put this funding to work — inventory, equipment, hiring and new markets.
Working Capital
Maintain smooth business operations and cash flow.
Business Expansion
Open new branches or enter new markets.
Equipment Purchase
Buy machinery, technology, or office equipment.
Hiring & Training
Recruit and train employees for growth.
Inventory Purchase
Stock up inventory for seasonal demand.
Marketing & Branding
Invest in marketing campaigns and brand building.
Eligibility Criteria
The business vintage, turnover, filings and credit profile needed to qualify.
Business Vintage
Minimum 2 years
Annual Turnover
Min. ₹10 Lakhs
Credit Score
650 and above
Business Type
Proprietorship, Partnership, Pvt Ltd, LLP
ITR
Last 2 years ITR filed
Profitability
Business should be profitable
Required Documents
Registration, GST and financial records to have ready for a smooth approval.
Business registration documents
GST registration certificate
PAN Card of business and proprietor
Last 2 years ITR with computation
Bank statements for last 12 months
Business proof (GST returns, trade license)
KYC of all partners/directors
Business Loan FAQs
Answers on collateral, how eligibility is calculated and options for newer businesses.
Term loans, working capital loans, overdraft facilities, invoice financing, and equipment financing. Best option depends on your needs and cash flow.
Up to ₹20L collateral-free under CGTMSE. Higher amounts may need property or FD as collateral.
Based on turnover, profitability, vintage, credit score, existing loans, and industry sector.
Startups under 2 years may use Mudra loans, Startup India schemes, NBFCs, or fintech lenders.
Looking to Fuel Your Business's Growth or Manage Working Capital?
Get in touch with our business finance experts to discuss funding solutions suited to your enterprise.