Best Rate
Home Loan
Whether you’re buying your first home, constructing a new property, or looking to transfer your existing home loan for better rates – we offer comprehensive home loan solutions tailored to your needs.
7.5%
Starting Rate
10 Cr
Max Amount
30 Yrs
Max Tenure
Key Features & Benefits
Up to Rs 10 Crore for as long as 30 years, from 7.5% p.a., with tax benefits on both interest and principal.
Popular Use Cases
Purchase, construction, plot, renovation or a balance transfer — financing for every stage of owning a home.
Home Purchase
Buy a ready-to-move or under-construction property.
Home Construction
Build your dream home on your own plot of land.
Bank Transfer
Transfer your existing loan for lower interest rates.
Home Renovation
Explore the world without financial constraints.
Plot Purchase
Buy a residential plot to build your home.
Top-Up Loan
Get additional funds on your existing home loan.
Eligibility Criteria
The age, income, credit score and property conditions lenders assess for a home loan.
Age
21 to 65 years
Employment
Salaried or Self-Employed
Min. Income (Salaried)
₹25,000 per month
Min. Income (Self-Employed)
₹4 Lakhs per annum
Credit Score
700 and above preferred
Property
Must be approved by lender
Required Documents
Identity, income and property papers to submit — we collect them at your doorstep if you prefer.
Aadhaar Card and PAN Card
Income proof (Salary slips / ITR)
Approved building plan
Property documents (Sale agreement, NOC)
Bank statements for last 6 months
Property valuation report
Passport-size photographs
Home Loan FAQs
Answers on eligible properties, joint applications and the tax deductions you can claim.
A home loan is a secured loan provided against the property being purchased. It can be used for buying, constructing, renovating, or purchasing a plot. Repaid in EMIs over up to 30 years.
Apartments, independent houses, villas, and plots from approved builders. The property must be legally clear with approved building plans.
Yes, with a co-applicant such as spouse, parent, or sibling. Joint loans increase eligibility and both can claim separate tax benefits.
Section 80C: up to ₹1.5L on principal. Section 24(b): up to ₹2L on interest for self-occupied property. First-time buyers get additional benefits under 80EEA.
Planning to Buy, Build, or Renovate Your Home?
Connect with our home loan advisors to explore financing options tailored to your property goals.