Quick Approval
Loan Against Property
Leverage your residential or commercial property to get high-value loans at attractive interest rates. Perfect for business expansion, education, medical emergencies, or any big-ticket expense.
9%
Starting Rate
100 Cr
Up To
15 Yrs
Quick Disbursal
Key Features & Benefits
Raise up to Rs 100 Crore against residential or commercial property, from 9% p.a., with no limits on end-use.
Popular Use Cases
The big-ticket expenses this loan is built for — business growth, education, medical costs and debt consolidation.
Business Expansion
Fund growth at lower interest rates.
Higher Education
Fund your dream wedding without worrying about finances.
Medical Treatment
Cover high medical expenses without selling property.
Wedding Expenses
Plan a grand wedding without financial stress.
Debt Consolidation
Consolidate high-interest debts into single lower EMI.
Home Renovation
Renovate or upgrade your property extensively.
Eligibility Criteria
The age, income and property conditions that decide how much you can raise.
Age
25 to 65 years
Employment
Salaried or Self-Employed
Property Type
Residential / Commercial
Property Age
Should be in good condition
Credit Score
650 and above
Income
Sufficient to service the EMI
Required Documents
Title, tax and income papers needed to value your property and process the loan.
Property ownership documents (Sale deed, Title deed)
Property tax receipts
Approved building plan
PAN Card and Aadhaar Card
Income proof (Salary slips / ITR / Business proof)
Bank statements for last 6-12 months
NOC from housing society (if applicable)
Personal Loan FAQs
Answers on eligible properties, staying in your home and how your loan amount is worked out.
A secured loan where you pledge your property as collateral. Amount is 60-70% of property value. Lower rates than unsecured loans.
Yes. Only title documents are held by lender. You continue to stay and use the property normally.
Residential (houses, flats) and commercial (shops, offices, warehouses). Must have clear title and no legal disputes.
Based on market value (assessed by lender valuer) and your repayment capacity. Typically 60-70% of fair market value.
Unlock the Value of Your Property Without Giving Up Its Use.
Reach out to our advisors to discuss how you can leverage your property for your financial needs.