Quick loan against gold
Gold Loan
Get instant funds by pledging your gold jewelry or coins. One of the lowest interest rates and fastest disbursal times, ideal for immediate financial needs.
8.25%
Starting Rate
75%
Max Amount
30 Min
Disbursal
Key Features & Benefits
Up to 75% of your gold’s value in 30 minutes, from 8.25% p.a., with no credit score or income proof needed.
Popular Use Cases
The short-term needs gold loans handle best — medical bills, fees, crop cycles and cash-flow gaps.
Medical Emergency
Instant funds for urgent medical needs.
Business Cash Flow
Bridge short-term cash flow gaps.
Education Fees
Pay school or college fees on time.
Agriculture
Fund agricultural and crop season needs.
Wedding Expenses
Cover last-minute wedding costs.
Travel
Combine multiple debts into a single manageable loan.
Eligibility Criteria
Straightforward criteria based on your age and your gold’s purity — no income or credit checks.
Age
18 to 75 years
Gold Purity
18 carat and above
Gold Type
Jewelry and Coins (up to 50g)
Nationality
Indian citizen
Credit Score
Not mandatory
Income Proof
Not mandatory
Required Documents
Just your KYC and the ornaments you wish to pledge — no income papers required.
Aadhaar Card / PAN Card / Voter ID
Address proof
Passport-size photograph
No income proof required
Gold ornaments for pledging
Gold Loan FAQs
Answers on how your gold is valued, how it is stored and what happens if repayment is delayed.
Certified appraisers check purity and weight. LTV up to 75% per RBI guidelines.
Yes, stored in insured vaults with 24/7 surveillance. Insured against theft, fire, and disasters.
Reminders and time are given. Last resort: gold is auctioned, surplus returned to you.
No. Gold itself is the collateral, so no income proof or credit score required.
Need Quick Funds Without Lengthy Paperwork?
Speak with our advisors to learn how you can leverage your gold for immediate financial needs.